Boes, Stefan; Gerfin, Michael (October 2013). Does full insurance increase the demand for health care? (Discussion Papers 13-05). Bern: Department of Economics
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We estimate the causal effect of having full health insurance on health care expenditures.
We take advantage of a unique quasi-experimental setup in which deductibles and copayments were zero in a managed care plan, and non-zero in regular insurance, until a policy change forced all individuals with an active plan to cover a minimum amount of their expenses. Using panel data and a non-linear difference-in-differences strategy, we find a demand elasticity of about -0.14 comparing full insurance with the cost-sharing model, and a significant upward shift in the likelihood to generate costs.
Item Type: |
Working Paper |
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Division/Institute: |
03 Faculty of Business, Economics and Social Sciences > Department of Economics |
UniBE Contributor: |
Boes, Stefan, Gerfin, Michael |
Subjects: |
300 Social sciences, sociology & anthropology > 330 Economics |
Series: |
Discussion Papers |
Publisher: |
Department of Economics |
Language: |
English |
Submitter: |
Lars Tschannen |
Date Deposited: |
28 Oct 2020 13:57 |
Last Modified: |
09 Aug 2024 05:04 |
JEL Classification: |
I11, C14 |
BORIS DOI: |
10.7892/boris.145766 |
URI: |
https://boris.unibe.ch/id/eprint/145766 |
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