Boes, Stefan; Gerfin, Michael (2016). Does full insurance increase the demand for health care? Health economics, 25(11), pp. 1483-1496. Wiley 10.1002/hec.3266
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We estimate the causal impact of having full health insurance on healthcare expenditures. We take advantage of a unique quasi-experimental setup in which deductibles and co-payments were zero in a managed care plan and nonzero in regular insurance, until a policy change forced all individuals with an active plan to cover a minimum amount of their expenses. Using panel data and a nonlinear difference-in-differences strategy, we find a demand elasticity of about -0.14 comparing full insurance with the cost-sharing model and a significant upward shift in the likelihood to generate costs.
Item Type: |
Journal Article (Original Article) |
|---|---|
Division/Institute: |
03 Faculty of Business, Economics and Social Sciences > Department of Economics |
UniBE Contributor: |
Boes, Stefan, Gerfin, Michael |
Subjects: |
300 Social sciences, sociology & anthropology > 330 Economics |
ISSN: |
1057-9230 |
Publisher: |
Wiley |
Language: |
English |
Submitter: |
Dino Collalti |
Date Deposited: |
28 Jun 2017 10:42 |
Last Modified: |
05 Dec 2022 15:01 |
Publisher DOI: |
10.1002/hec.3266 |
BORIS DOI: |
10.7892/boris.93166 |
URI: |
https://boris.unibe.ch/id/eprint/93166 |
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