Does full insurance increase the demand for health care?

Boes, Stefan; Gerfin, Michael (2016). Does full insurance increase the demand for health care? Health economics, 25(11), pp. 1483-1496. Wiley 10.1002/hec.3266

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We estimate the causal impact of having full health insurance on healthcare expenditures. We take advantage of a unique quasi-experimental setup in which deductibles and co-payments were zero in a managed care plan and nonzero in regular insurance, until a policy change forced all individuals with an active plan to cover a minimum amount of their expenses. Using panel data and a nonlinear difference-in-differences strategy, we find a demand elasticity of about -0.14 comparing full insurance with the cost-sharing model and a significant upward shift in the likelihood to generate costs.

Item Type:

Journal Article (Original Article)

Division/Institute:

03 Faculty of Business, Economics and Social Sciences > Department of Economics

UniBE Contributor:

Boes, Stefan and Gerfin, Michael

Subjects:

300 Social sciences, sociology & anthropology > 330 Economics

ISSN:

1057-9230

Publisher:

Wiley

Language:

English

Submitter:

Eva Marina Zuberbühler

Date Deposited:

28 Jun 2017 10:42

Last Modified:

28 Jun 2017 10:42

Publisher DOI:

10.1002/hec.3266

BORIS DOI:

10.7892/boris.93166

URI:

https://boris.unibe.ch/id/eprint/93166

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