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Auer, Raphael; Frost, Jon; Gambacorta, Leonardo; Monnet, Cyril; Rice, Tara; Shin, Hyun Song (2022). Central Bank Digital Currencies: Motives, Economic Implications, and the Research Frontier. Annual review of economics, 14(1), pp. 697-721. Annual Reviews 10.1146/annurev-economics-051420-020324