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von Bieberstein, Frauke; Feess, Eberhard; Fernando, José F.; Kerzenmacher, Florian; Schiller, Jörg (2019). Moral Hazard, Risk Sharing, and the Optimal Pool Size. The journal of risk and insurance, 86(2), pp. 297-313. Wiley 10.1111/jori.12211
